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Answer: The transfer fee is obvious but make sure you don’t go over the credit card limit when you add a balance without taking that fee into account. Going over the limit will get you an extra fee.
The biggest catch happens if you don’t pay the transferred balance off within the special APR lifetime. Many cards will charge you the default rate retroactively once your balance reaches the end of period of low introductory APR.
More questions:
- Can my husband and I give one of our credit cards to our daughter to use for a limited amount of time?
- Does it affect your credit score when a credit card company closes your account?
- How do you deal with credit card debt?
- How much do you pay each month for a credit card?
- I am 22 years old, and I will be soon applying for my first credit card.
- I have like 8 active credit cards and 1 charge card
- I have two credit cards and I am unable to pay off the balance. What do I do?
- What are some ways to start building good credit?
- What are things you should consider when deciding which credit card to apply for?
- What is the best offer you’ve seen for a rewards credit card for business?
- When applying for a credit card, is it advisable to close credit card accounts
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