I have like 8 active credit cards and 1 charge card, only 3 of those have balances and the rest already have $0 balances.

Is it okay for me to close probably 5 of my cards and my credit score won’t be affected ? If i close some of credit cards what will be the effect?

Answer: Closing old cards will keep them in your history for up to 7 years after which they will disappear. Your credit score could go down because you would have lower available credit after closing them. Also, once they are removed from your history, your average account age could drop which can also affect your credit score negatively. It could be beneficial to keep these cards active and even spend something on them once every 3 months or so just to make sure they don’t get closed for inactivity.

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