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Answer: If you have a decent credit score you should be able to get a credit card with no monthly or annual fee. Alternatively, many people start their credit history with a card that may have an annual fee. Prepaid cards can sometimes have monthly fees. Regardless of the type of card you are applying for, make sure you are well aware of any fees that will be applied to your bill whether you use the card or not.
More questions:
- Can my husband and I give one of our credit cards to our daughter to use for a limited amount of time?
- Does it affect your credit score when a credit card company closes your account?
- How do you deal with credit card debt?
- I am 22 years old, and I will be soon applying for my first credit card.
- I have like 8 active credit cards and 1 charge card
- I have two credit cards and I am unable to pay off the balance. What do I do?
- What are some hidden fees which occur when transfering a balance?
- What are some ways to start building good credit?
- What are things you should consider when deciding which credit card to apply for?
- What is the best offer you’ve seen for a rewards credit card for business?
- When applying for a credit card, is it advisable to close credit card accounts
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