Balance Transfer Offers

Orchard Bank has four cards that are geared toward people who have bad credit. Three of them are unsecured credit cards and one is a secured card, a type of card that requires you to make a cash deposit to “secure” the credit limit. The bank has a unique qualifying process that lets you know which card you qualify for without doing a hard check on your credit.
When you fill out the pre-qualification form, Orchard Bank lets you know which credit card you qualify for: the Platinum, Gold, or Classic card. Then, you can review the card’s terms and conditions and decide whether you want to proceed with the application. If you don’t qualify for any of these unsecured credit cards, you’ll be…

Three of Iberia Bank’s credit cards are similar to each other so if you’re shopping for this bank’s credit card, you might question which one is the better deal.
IberiaBank Classic Visa
The IberiaBank Classic Visa is the most basic of all three credit cards. It doesn’t pay any rewards on purchases, but applicants who qualify enjoy the lowest 7.25% on purchases with no annual fee. The Classic Visa also has a 1.99% introductory interest rate on balance transfers for six billing cycles. After that, the balance transfer rate is the same as your purchase rate, which could also be 10.25% or 13.25% depending on your credit history.
IberiaBank Vis Gold Cash Back
The IberiaBank Visa Gold Cash Back rewards card also has a low…

Secured credit cards are a good option for consumers who have a negative credit history keeping them from being approved for traditional credit card. The Applied Bank® Secured Visa® Gold Credit Card has a few great perks. For example, it has a fixed 9.99% interest rate that never changes, even if you’re late on a credit card payment. There’s no penalty APR for late payments.
Credit Limit and Bureau Reporting
Your credit limit is equal to your security deposit as long as it’s between $200 and $5,000. While your deposit is placed in an account, you don’t earn any interest on the deposit. Applied Bank says it reports your account history to the credit bureaus, which is a big benefit considering a secured credit…