Credit Card Blog

Everyone has heard horror stories of people having their identity stolen on the Internet. But when you apply for a credit card online, you can rest assured your personal information is safe and secure. Most companies have strict security measures in place, as well as SSL encryption. However, as a consumer you must make sure you are using a trusted site for online credit card applications. Here are some tips to be sure you are using a safe online credit card application site:
•    Be Sure You Are On A Secure Server: Secure servers deter hackers. Without a secure server, your personal information can be stolen. Therefore, when you reach the actual page with the online credit card application, be sure the URL address reads,… Read More →

Today, people are going to the internet for all of their needs.  From gifts for the holidays to the replacement dish they need for their microwave.  No matter what you are looking to purchase, you’ll likely find it offered online.  But, can shopping online be safe?  Can you really trust using a credit card online?  Isn’t this where identity theft happens the most often?  There are many reasons why shopping online may be safer than shopping locally.  Nevertheless, you need to know how to be safe when you do just that.
Why’s It Safer?
A misconception is that shopping online is like giving the world your credit card number.  That is simply not the case.  While problems can happen, it is rare that they do… Read More →

Credit card transfers are wonderful benefits, sometimes.  If you have received a credit card offer that is boasting being able to provide you with a very low introductory rate if you open a credit card and transfer the balance from another card to this one, look it over carefully.  There is no doubt that there are some real benefits here.  In fact, you may find that this is the perfect way to save yourself some money.  But, only when you read the facts will this become evident.
What Is It?
The first thing people want to know is just what is it.  What’s a balance transfer in the first place?  During a balance transfer, you will transfer the balance of one credit card to a… Read More →

The market is full of credit cards. There are hundreds, even thousands of offers out there. Did you know that according to several mail monitoring services that there were over six billion credit card applications sent out through the mail in just one year? That is a whole lot of different opportunities. But, are they good opportunities or bad? Do you know how to tell if there is a better credit card among those that you are considering or you do simply send in the offer that’s mailed to you?
When it comes to looking for a credit card that is worth the money you are spending, there is more to the process then just signing on the dotted line and sending the reply card… Read More →