Online Credit Card Applications

Online Credit Card Applications

Instant Approval

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Instant Approval

When you apply for a credit card online, you typically have to wait a few minutes, hours or days to see if you qualify. This doesn't apply to instant approval credit cards, however. With instant approval credit cards, a consumer can fill out an application and know if they are approved or denied within seconds. It’s the fastest, easiest way to get approved for a credit card. So, for instant gratification on your search for a new credit card, try applying for one of the many instant approval credit cards on ApplyforaCreditCard.com.

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Starwood Preferred Guest(R) Credit Card from American Express

  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms* See Terms* 15.24% See Terms* See Terms* Excellent

Platinum Card(R) from American Express

  • Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
  • The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A $450 annual fee See Terms* Excellent

Blue from American Express(R)

  • 0% Intro APR for 6 months on purchases
  • No Annual Fee
  • Earn Membership Rewards(R) points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms* See Terms* As Low As 15.24% No Annual Fee See Terms* Excellent

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on credit card issuer's website.


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Are they really "Instant?"

Instant approval credit cards truly are instant. Of course, your computer isn't going to print out the credit card upon approval, and no postal worker will magically appear at your door with the card. However, you will be approved for the card within seconds of submitting your online credit card application. The card itself will come in the mail a short time later.

Will I qualify for an Instant Approval Credit Card?

Instant approval credit cards are some of the toughest cards for which to qualify. A consumer must have an excellent credit score to be approved so quickly. The standards for approval will vary based on the bank and credit card company, but overall you will need a stellar credit history. People with good or borderline credit, can still apply for an instant approval credit card. There is really nothing to lose, as you'll get the answer immediately. If you do get denied, there are several other credit cards available on ApplyforaCreditCard.com that will suit your needs.

What are the Interest Rates on an Instant Approval Credit Card?

Depending on the issuing bank and credit card company, the APR on an instant approval credit card can vary. Introductory rates can range from 0% to 3% or more. The regular APR on instant approval credit cards is typically that of a normal credit card, with APRs of 5% - 21%. Cardholders can also earn rewards and cash-back with instant approval credit cards.

How do I apply for an Instant Approval Credit Card?

At ApplyforaCreditCard.com, we make getting a credit card easy. Simply search for the credit card that suits your lifestyles, fill out an easy online application, and within seconds, you'll know whether or not you are the proud new owner of an instant approval credit card. We make getting a credit card fast, easy, and hassle-free at ApplyforaCreditCard.com.

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